Diventa AG

Diventa AG was founded in September 2020 as an equal partnership between Graubündner Kantonalbank and ÖKK Kranken- und Unfallversicherungen AG. This joint venture between two traditional Graubünden companies and a team of long-standing pension fund specialists creates the foundation for the leading marketplace for professional second-pillar pension services. We advise and support both collective foundations and company-owned pension funds, optimizing them sustainably. Trustworthy, authentic, committed, personable, and passionate – that's Diventa!

Our Core Competencies

Management

Diventa manages pension funds in accordance with regulations, guidelines, and specifications. We work strictly according to business principles and applicable legal provisions, maintaining the necessary independence. Our services are individually tailored to your needs.

• Pension Fund Management
• Information and Communication
• Technical and Management Support for the Board of Trustees
• Monitoring and Coordination of Representatives

Technical Administration

Diventa manages the entire actuarial pension fund administration for employers, active members, and pensioners. Communication takes place via state-of-the-art IT infrastructure, with appropriate web portals and apps being used for both employers and employees. We ensure a smooth flow of information between the various contact persons within the pension fund.

• Portfolio Management of active members and pensioners
• Calculations of private purchases, divorces, and early withdrawals
• Collection of regulatory contributions
• Retirement calculations
• Technical Annual Financial Statements

Commercial Administration |

Financial & Securities Accounting We handle foundation accounting and securities accounting for pension funds and manage investments in accordance with the applicable regulations and guidelines issued by the Board of Trustees.

Financial Accounting

• Management of financial accounting
• Preparation of annual financial statements in accordance with Swiss GAAP FER 26, including contact and support for the auditor
• Integration of securities accounting
• Preparation of annual financial statements including appendixes
• Liquidity planning

Securities Accounting

• Management of securities accounting in accordance with Swiss GAAP FER 26
• Preparation of chart of accounts/securities inventory
• Preparation of annual financial statements and reconciliation with report
• Provision of documents for the auditor

Benefits Management and Underwriting

Diventa actively manages benefits claims for incapacity for work and death.

• Proactive case processing
• Scheduling and monitoring
• Benefits reporting as a management tool

Coordination between the various service providers

• Review and calculation of complex benefits

myDiventa online portal

We offer our policyholders user-friendly, comprehensive, and innovative online services (online portal via web browser or app). This allows policyholders to access their personal pension data, run simulations, and have their pension questions answered anytime and anywhere. Employers can access Diventa's online portal via a standard browser. In addition to a wide range of information, this portal also allows users to view and update all relevant changes to their insured portfolio online.

Know-how Hub |

Pension Advisory for Private & Corporate Clients

Benefit from valuable information, tips, and calculation tools, or seek personal advice. We and our partners – Graubündner Kantonalbank and ÖKK Kranken- und Unfallversicherungen AG – are proven specialists and provide clarity.