Keller Experten AG

As accredited pension experts, we offer independent advice and customised client-oriented support on all occupational pension issues. In addition to our statutory duties as experts, our core competencies include ALM studies (in cooperation with Complementa AG), pension fund administration, legal advice, IFRS accounting, foundation board seminars and project support. In addition to company-sponsored foundations, our clients also include collective and industry institutions and welfare funds.

We employ four pension fund experts SKPE, a lawyer, an administrative assistant and an aspiring expert.

Our Mission Statement

Keller Experten AG is a

• medium-sized, lean, and independent company
• with highly motivated, qualified employees and partners
• first-class, comprehensive, and customer-oriented services in occupational pensions. We achieve customer satisfaction through
• professional expertise
• reliability and commitment
• neutrality and independence
• flexibility
• personal availability of the account manager
• optimized cost-benefit ratio

Our Team

We employ four SKPE pension fund experts. In addition, we continuously train new experts to ensure our consulting philosophy is maintained in the long term. Two employees ensure efficient and cost-effective technical administration.

Our Clients

Our clients include pension funds of various sizes and with varying degrees of autonomy. In addition to approximately 50 company-owned foundations, we manage 35 collective and joint foundations and ten pension funds of public corporations. In addition to registered pension funds, we provide the same level of care to 30 purely supplementary foundations and welfare funds. Our administrative team manages eight pension funds, some of which have challenging plans (e.g., defined benefit plans, elective pension plans, and foremen's pension plans). We also support and advise pension funds, companies, and municipalities on projects we have supported and continue to support (employers in restructuring their pension plans, training courses and seminars, second opinions, management information systems, budgeting tools, etc.).

Our services:

Expert services pursuant to Article 52e of the BVG (Local Pensions Act)

• Actuarial reports/assessment of the pension fund's security
• Calculation of pension capital and technical provisions
• Preparation of regulations and documents, as well as regulatory audits

Independent consulting

• Project support (establishment, partial and total liquidation, financing of retirement benefits/conversion rate, etc.)
• Models for risk-appropriate management
• Foundation board mandates

ALM studies – Asset and Liability Management (ALM) studies

in collaboration with Complementa AG

• Identification of adjustment needs from the comparison of fund-specific development scenarios
• Alignment of the investment strategy with the objectives and benefits of the pension institution

Risk engineering

• Risk analyses, including the design of pension and insurance concepts

Continuing education for foundation boards and pension committees

• Practice-oriented seminars for newly elected foundation boards
• Supplementary and company-specific seminars

International Accounting

• Valuation of pension obligations according to IFRS (IAS 19), IFRS for SMEs (Section 28), and IPSAS (IPSAS 25)

Responsible actuary for reinsurance captives

• Reserve studies and actuarial reports
• Solvency calculations (SST or Solvency II)
• Support of the ORSA process

Technical administration and management

• Technical administration of company-owned foundations
• Support of management in special situations

Foundation board mandates

• Membership on the foundation board as an employer or employee representative

Our further commitment

We are involved in the association providing free BVG information, participating in specialist conferences, and serving on committees. We serve as lecturers and audit experts.